It is important that you take action quickly to save your home. You have 28 days from the date that the foreclosure complaint arrived at your house to file an answer to the complaint. The length of time it may take to lose your house can vary depending on the county you live in and your involvement in the case.
Contact a housing counseling agency immediately to assist you in negotiating with your lender.
You should never pay a company to negotiate with your lender on your behalf. These services are available for free at the agencies below.
Cuyahoga County
Cleveland Housing Network
(216) 574-7100
Community Housing Solutions
(216) 231-5815
Empowering and Strengthening Ohio's People (ESOP)
(216) 361-0718
Neighborhood Housing Services of Greater Cleveland
(216) 458-4663
Ashtabula County
Catholic Charities of Ashtabula County
(440) 992- 2121
Geauga and Lake Counties
Fair Housing Resource Center
(440) 392-0147
Lorain County
Lorain County Urban League
(440) 323-3364
If you live in Ashtabula, Cuyahoga, Lake, Lorain or Geauga county, contact Legal Aid immediately. Although Legal Aid is very limited in the cases it can accept for representation at this time, we may be able to give you some guidance on how to deal with the foreclosure case filed against you.