Idan kai mutum ne mai zaman kansa, mai hannun jari daya tilo a cikin S Corporation ko memba LLC guda ɗaya, Cibiyar Biyan Kuɗi ta Masu Biyan Kuɗi (LITC) a Taimakon Shari'a na iya ba ku tallafin haraji na tarayya kuma don tura ku ga wasu don taimako kyauta tare da shirye-shiryen haraji da haɓaka kasuwanci. Taimakon Shari'a yana ba da sabis na shari'a kyauta da jagora ga mutane, ba ƙungiyoyin kasuwanci ba, waɗanda kuɗin shiga ya yi ƙanƙanta don ɗaukar lauya mai zaman kansa.
Masu zaman kansu suna da nauyin haraji da yawa. Ana buƙatar masu sana'ar dogaro da kai su gabatar da takardar dawowar shekara da biyan harajin da aka ƙiyasta a kowace shekara. Sabis na Harajin Cikin Gida (IRS) na iya kimanta hukunci idan ba a biya haraji a cikin shekara ba. IRS yana da Tsarin Biyan Harajin Tarayya na Lantarki (EFTPS) wanda ke sauƙaƙa wa masu biyan haraji masu zaman kansu don biyan kuɗin kwata ta hanyar kyale mai biyan haraji ya tsara ƙididdige ƙididdiga ta atomatik har zuwa shekara ɗaya gaba. Har ila yau, IRS yana ba da Cibiyar Harajin Mutum Masu Aiki ta Kai wanda za'a iya samun dama ga taimako a https://www.irs.gov/businesses/small-businesses-self-employed/self-employed-individuals-tax-center.
Masu zaman kansu kuma dole ne su biya harajin sana'ar dogaro da kai, ban da harajin samun kudin shiga idan abin da ake samu ya kai dala 400 ko fiye. Haraji na aikin kai da farko shine harajin Tsaro na Jama'a da Medicare ga mutanen da ke aiki da kansu. Adadin haraji shine 12.4% don Tsaron Jama'a da 2.9% don harajin Medicare. Yana da kyau koyaushe a sake duba umarnin IRS na Jadawalin SE (aiki na kai) kafin shirya da ƙaddamar da IRS Form 1040. Hukumar Tsaron Jama'a tana amfani da bayanin daga Jadawalin SE don tantance fa'idodin mutum mai zaman kansa a ƙarƙashin shirin tsaro na zamantakewa. .
Legal Aid's LITC na iya taimaka wa masu zaman kansu da matsalolin haraji na IRS. Taimakon shari'a na iya yin shawarwari tare da IRS don samun tsarin biyan kuɗi mai ma'ana da/ko tayin cikin sulhu wanda zai iya rage nauyin harajin ku; idan kuɗaɗen ku na yanzu sun wuce kuɗin shiga, kuna iya cancanta don matsayin da ba za a iya tarawa a halin yanzu ba. Lokacin da shari'ar ku dole ta je kotu, za mu iya wakilce ku.
Bayan samun jagorar da ta dace, dan kasuwa mai karamin karfi zai iya kafawa tare da kula da aikinsa yayin da ake da karancin zabin kasuwannin kwadago, samar da wadata da tsaro na tattalin arziki, da samun ci gaban tattalin arziki wanda ke nuna nasara a tsakanin kananan kamfanoni miliyan 3.6 da ake da su.
Legal Aid's LITC baya shirya da shigar da bayanan haraji. An buga jerin masu shirya haraji kyauta akan gidan yanar gizon mu a www.lasclev.org/taxpreplocations. Kuma, ƙarin koyo game da aikin dokar haraji ta Legal Aid: www.lasclev.org/get-help/special-programs/low-incometaxpayer-clinic