Kwangoko ekufakweni kwetyala lokutshona kukho ukhuseleko lwexeshana olubekiweyo malunga nokuqokelelwa kwawo nawaphi na amabango etyala abizwa ngokuba yi "Automatic Stay". I-Automatic Stay yenzelwe ukunika umntu onamatyala ithuba lokuphefumla kunye nokugcina naziphi na ii-asethi ukuze zibhangiswe yiTrasti. Ke ngoko, kwangoko emva kokufakwa kwesicelo sokutshona, zonke iinzame zokuhombisa umvuzo, ukuvala inkonzo eluncedo, ukunqumamisa ilayisensi yokuqhuba, okanye ukwenza iNtengiso kaSherifu kwikhaya, kufuneka iphele ngokuzenzekelayo. Kukho izohlwayo kubabolekisi abaqokelela ngexesha lokuhlala ngokuzenzekelayo, kubandakanywa nemiphumo ebuhlungu ngokukodwa ukuba umbolekisi wayenolwazi lwangempela lokungafihli.
I-Automatic Stay ke indawo yayo ithatyathelw' indawo ngu "Order of Discharge" ekuqukunjelweni kwetyala lakho. I-Order of Discharge ngumyalelo osisigxina kwicala lombolekisi ukuba aqokelele kwityala. Ityala lisekhona, kwaye lingabonisa kwingxelo yakho yekhredithi "njengokukhutshwa," kodwa umbolekisi akanakuze aqokelele kwelo tyala likhutshiweyo kwakhona.