Ithunyelwe nge-20 kaSeptemba 2022
10: 32 am
Ukusuka kwi-Edge, imagazini ekwi-intanethi ye-Ofisi yeSebe leZindlu kunye noPhuhliso lweDolophu yase-US yoPhuhliso loMgaqo-nkqubo noPhando
Ubunzima ukuphazamiseka kwezoqoqosho okubangelwa sisibetho se-coronavirus kuthetha ukuba abantu abaninzi ngequbuliso bazifumene benomvuzo ocuthiweyo okanye bengenawo ngenxa yokuphelelwa ngumsebenzi okanye ukugula. Ukunceda ukukhusela abaqeshi abachatshazelwa ngubhubhani ekugxothweni, uMthetho oDityanisiweyo woLwabiwo-mali (owenziwe ngoDisemba ka-2020) kunye noMthetho weSicwangciso sokuHlangula saseMelika (i-ARP) ka-2021 ngokudibeneyo udale Inkqubo yokuNcediswa kweRente engxamisekileyo (ERAP), umgaqo-nkqubo wokuqala wesizwe onenjongo yokuthintela ukukhutshwa ngokunceda bobabini abaqeshi kunye nabanini-mhlaba. Ngoku ukuba inkxaso-mali ye-ERAP iphelile, abenzi bomgaqo-nkqubo baqalise ukuvavanya impembelelo ye-ERAP kunye nokukhupha izifundo ezifundiweyo ukwazisa uhlaziyo lwexesha elide lokugxotha. Kwingqungquthela ye-White House nge-2 ka-Agasti ka-2022, ingxoxo yephaneli, "Utshintsho kuRhulumente kunye noThintelo lokuKhutshwa kweNgingqi," iqaqambise amanyathelo athe oorhulumente basekhaya kunye noorhulumente basekhaya bawathabathile ukuqinisekisa ukuba iindlela zokugxotha azibuyeli kwizithethe zabo zangaphambili.
Iipaneli zibandakanya usodolophu waseChicago uLori Lightfoot; Ilungu lebhunga lasePhiladelphia uHelen Gym; Andrea Bell, umlawuli olawulayo we-Oregon Housing and Community Services; UHazel Remesch, igqwetha elilawulayo kwi Umbutho woNcedo lwezoMthetho waseCleveland; kunye noZach Neumann, umseki kunye nomlawuli olawulayo weProjekthi yoKhuselo lwe-Colorado COVID-19. UJacob Leibenluft, igosa eliyintloko lokubuyisela kwiSebe likaNondyebo wase-US, wazisa iphaneli kwaye wachaza indima yesebe lakhe ekukhuthazeni intsebenziswano kunye nokwabelana ngolwazi phakathi kwamaqabane e-ERAP kunye nokwenziwa kwezikhokelo zeprogram ukunika oorhulumente basekhaya kunye noorhulumente basekhaya ububanzi bokusungula xa kuphunyezwa iinkqubo. I-Leibenluft ikhuthaze ababoneleli-mali ukuba badibanise iimali ze-ERAP kunye nezinye izixhobo zombuso nezendawo.
UNcedo lwezoMthetho kunye noKhuselo
Ngexesha lenkqubo yomthetho yokugxothwa, abaqeshisi kunye nabaqeshi bahlala bebandakanyeka unyawo olungalinganiyo kwintswelo yabaqeshi. Abaphathi bebhodi baxoxe ngezinto ezintsha ezijoliswe kuzo ukuthintela ukugxothwa kunye nokuvelisa iziphumo ezingcono kubaqeshi nabaqeshisi ngokufanayo xa abaqeshi besalela kwirente yabo. Usodolophu uLightfoot uxoxe ngeenkqubo ezintsha zedolophu eChicago, kubandakanywa nenkqubo yokulingwa kwelungelo lokucebisa exhaswa nge-8 yezigidi zeerandi kwinkxaso-mali ye-ERAP eya kuphinda kabini inani labaqeshi abamelwe ngumcebisi wezomthetho xa bejongene nokukhutshwa. Ukongeza, isixeko sikhomba i-9 yezigidi zeerandi ekwandiseni inkqubo yolamlo olusekwe enkundleni ukunceda abaqeshi kunye nabanini-mhlaba ukusombulula iingxabano zerente ngaphandle kokubhenela kwisixhobo esibuthuntu sokugxotha. IChicago iphinde yafudukela ekutywineni iirekhodi zokugxothwa kwabantu ngexesha lo bhubhani ukunceda ukunqanda iziphumo ezibi ezinokuthi ukugxothwa zibe nazo kumgangatho kunye nokuzinza kwezindlu ezalandelayo zamakhaya agxothiweyo.
U-Bell uphawule ukuba ukukhutshwa kunokuba nefuthe elibi kwintlalo-ntle yosapho eqhubekayo kwizizukulwana, ehlala ikhulisa ukungalingani okukhoyo ekuhlaleni njengoko ukukhutshwa kuwela ngokungafaniyo koomama abangenamaqabane kunye nabantsundu, abantu bomthonyama kunye nabantu bebala. E-Oregon, abaqulunqi bemigaqo-nkqubo baye bakhathalela ukwenza inkqubo yoncedo lwerenti karhulumente ukuze baphendule ngeenkxalabo zokulingana. Izibonelelo zothintelo lokugxothwa zikwangena kuhlahlo lwabiwo-mali lukamasipala; Iinzame zikaCleveland, umzekelo, zivelise ngaphezulu kwe-4 yezigidi zeerandi kwinkcitho encitshisiweyo ngo-2021 ngenxa yokuncitshiswa kwesidingo sokhathalelo lwempilo, ukubekwa kwindawo yogcino, kunye nezinye iindleko zokhuseleko loluntu.
Ngo-2019, ngoncedo lwamaqabane abucala, uCleveland wasebenzisa kwaye waxhasa ngemali umthetho wokucebisa amakhaya anabantwana kunye nemivuzo ukuya kuthi ga kwi-100 yeepesenti yenqanaba lentlupheko. Phambi kobhubhani, inkqubo yokunikezela ngengcebiso incede ngempumelelo iipesenti ezingama-93 zabaqeshi abathatha inxaxheba abafuna ukunqanda ukugxothwa kunye neepesenti ezingama-83 zabaqeshi abafuna uncedo lokurenta, bebonisa ukusebenza kwenkqubo kunye nokubaluleka okuqhubekayo. U-Remesch uphawule ukuba uncedo olujoliswe kumakhaya ajongene nokugxothwa lukwakhuthaze iinjongo zolingano, kuba ukukhutshwa eCleveland kuchaphazela ngokungafanelekanga amakhaya ase-Afrika-aseMelika, aphethwe ngabasetyhini. I-Gym iphawule iziphumo ezifanayo e-Philadelphia kwaye yalatha kukungalingani kwamandla e-prepandemic apho i-80 yepesenti yabanini-mhlaba kwiinkqubo zokugxotha babemelwe ligqwetha xa kuthelekiswa ne-11 ekhulwini kuphela labaqeshi.
Inkqubo yokugxothwa kwePhiladelphia, exhaswa ngemali ngokuyinxenye nge-ARP, ibone iziphumo ezichukumisayo njengeCleveland. Phantsi komthetho omtsha wokugxothwa waseFiladelphia, abaqeshisi kunye nabaqeshi kufuneka bafake isicelo soncedo lokurenta kwaye bathathe inxaxheba kwiingcebiso ngezindlu ubuncinane iintsuku ezingama-30 ngaphambi kokuba kufakwe ifayile. Phantsi kwale nkqubo intsha, iipesenti ezingama-85 zamatyala aphumelele ekuphepheni ukugxothwa enkundleni, amaxesha okulinda ukuze kuchotshelwe ityala ancitshiswe ngesibini kwisithathu, kwaye inani lokugxothwa esixekweni lehla ukusuka kuma-20,000 ngonyaka ngaphambi kobhubhane ukuya ngaphantsi kwama-7,000 ngo-2021. Isixeko sizinikele ngenkxaso-mali ukuqinisekisa impumelelo eqhubekayo yenkqubo.
Enkosi kwinkxaso-mali ye-ERAP, umbutho kaNeumann, iProjekthi yoKhuseleko lwe-Colorado COVID-19, iphuhlise amandla okuba yindawo enye yoqhagamshelwano kuye nabani na ofuna uncedo lokurenta okanye ojongene nokukhutshwa okunokwenzeka. Abathengi banokufumana uncedo lokuzalisa izicelo zoncedo lokurenta, uncedo lwezomthetho, okanye uncedo olukhawulezayo lokurenta kwi-Colorado Stability Fund - eyasekwa njengentsebenziswano phakathi kwentlangano kaNeumann, i-Colorado Housing and Finance Authority, kunye neSebe leMicimbi yeNgingqi 'iCandelo leZindlu. — ukusasaza uncedo ngokukhawuleza kunokuba ukukhutshwa kunokusetyenzwa. Impumelelo yalo mzekelo ekunikezeleni ngemali engaphezulu kwezigidi ezingama-50 zeerandi kuncedo lwezindlu kumakhaya angaphezulu kwama-20,000 ivelise iinzame ezifanayo ngokubanzi ezijolise ekujonganeni neminye imiba yokhuseleko loqoqosho. U-Neumann uncoma i-ERAP ngokuvula indlela entsha, yokucinga ngamabhongo ekuboneleleni uzinzo lwezindlu kwiintsapho ezikwimeko entle yezemali.
Ukomeleza iiNethiwekhi zoLuntu
Iimpumelelo ezichazwe ngabadlali bephaneli zihlala zifumaneka ekwandiseni ubudlelwane obukhoyo phakathi kwabameli basekhaya, abangenzi nzuzo, kunye neearhente kwaye zixhaswa yinkxaso-mali eyongezelelweyo eyenziweyo ngexesha lo bhubhani. Umzekelo, uLightfoot uxoxe ngeenzame zaseChicago zokuqinisekisa ukuba ukugxothwa kwabantu emva kobhubhane kuhlala kuphantsi xa kuthelekiswa namazinga okugxothwa ngaphambi kobhubhane - umsebenzi, wagxininisa, oko kukhule kubudlelwane obude phakathi koorhulumente, iinkundla, imibutho yoncedo lwezomthetho, amagqwetha, abaqeshi, kunye nabanini-mhlaba. E-Oregon, ubambiswano nemibutho yalapha ekhaya lubonise ukubaluleka ekufundiseni abaqeshi ngokuthetha kwindlu ngendlu, ukuzibandakanya kwiinzame ezifanelekileyo zenkcubeko, kunye nokuxhasa iinzame zoncedo lwezomthetho, utshilo uBell. I-Gym ichaze indlela iPhiladelphia, eyayikhe yaba likhaya lelinye lawona mazinga aphezulu okugxothwa esizweni, yanciphisa izinga lokugxothwa kwayo ngaphezulu kwesibini esithathwini isebenzisa indlela efanayo yentsebenziswano ebandakanya uthungelwano lweearhente zedolophu, amagqwetha, kunye nenkqubo yenkundla yesixeko.
Ngokudibeneyo, abaphathi bephaneli bachaze amanqanaba angazange abonwe ngaphambili kaRhulumente kunye neendawo ezintsha zokuhlaziya iinkqubo zabo zokugxothwa kwendawo. Iqhutywa ngubhubhani kaxakeka kwaye ixhaswa ngemali ngumanyano emitsha kunye neminye imithombo, impumelelo yoninzi lwezi nzame ikhokelele kulwamkelo olukwabelwanayo lokuba iinkqubo zobhubhane azange zincede abanini-mhlaba, abaqeshi, okanye izixeko kakuhle. Ubutyebi bezimvo ezintsha abathe bazinika iiphaneli banika amathuba amatsha ohlaziyo olubalulekileyo nolubanzi lokugxothwa.
Inqaku loqobo linokufumaneka kwiPD&R Edge: Ukuhlaziya iNkqubo yokuKhutshwa ngexesha nasemva kobhubhani