Hang-hang ka mor'a hore ho hlahisoe chelete ho na le tšireletso ea nakoana e behiloeng khahlanong le ho bokelloa ha likoloto leha e le life tsa likoloto tse bitsoang "Automatic Stay". Automatic Stay e etselitsoe ho fa mo kolotang nako ea ho hema le ho boloka thepa efe kapa efe bakeng sa ho felisoa ke Trustee. Ka hona, hang ka mor'a ho kenya kopo ea ho felloa ke chelete, liteko tsohle tsa ho khabisa moputso, ho koala litšebeletso tsa ts'ebeletso, ho emisa laesense ea ho khanna, kapa ho tsamaisa thekiso ea Sheriff lapeng, e tlameha ho emisa ka bo eona. Ho na le likotlo bakeng sa ba kolotoang ba bokellang nakong ea ho lula ka boiketsetso, ho kenyelletsa le litlamorao tse bohloko haholo haeba mokoloto a ne a e-na le tsebo ea 'nete ea ho putlama.
The Automatic Stay joale e nkeloa sebaka ke "Order of Discharge" qetellong ea nyeoe ea hau. The Order of Discharge ke taelo ea ka ho sa feleng ea mokoloto hore a tle a bokelle molatong. Mokoloto o ntse o le teng, mme o ka hlaha tlalehong ea mokoloto oa hau e le "o lokollotsoe," empa mokoloto a ke ke a hlola a bokella molato oo o lefshoang hape.