Meya Justin Bibb neCleveland City Council nguva pfupi yadarika vakapasa mutemo wePay to Stay (Ord. 484-2022), uyo unopa maroja dziviriro inobvira pakudzingwa kana vakatendera (kana kuti vabhadhara) mari yerendi uye yepamutemo.
Chisungo ichi chinoshanda kuna ani?
Chirevo ichi chiri kushanda kune vanoroja Cleveland, Ohio CHETE. Cleveland Heights, Euclid, South Euclid, Lakewood, Maple Heights, Newburg Heights neAkron vane mimwe misiyano yePay to Stay mutemo. Iwe unogona kuona kana izvi zvichishanda kwauri uye uwane zvimwe pano: Bhadhara+kuti+Kugara+Technical+Guide+-+May+2022.pdf (squarespace.com)
Izvi zvinorevei kana ndatarisana nekudzingwa?
Maroja akatarisana nekudzingwa nekuda kwekusabhadhara rendi vanopihwa mukana wekubhadhara rendi yavo, muripo wekunonoka, uye mutengo wedare panguva yekudzingwa.
Chisungo ichi chinoganhura huwandu hwemubhadharo wenguva yekupedzisira vanobvumirwa kubhadharisa Varidzi venzvimbo - havangapfuuri $25 kana 5% yerendi yepamwedzi, chero yakakura.
Chekupedzisira, Bhadhara Kuti Ugare unodzivirira vanoroja vakamirira kuti mari iuye kubva kuEmergency Rental Assistance Programs (ERAP). Matsamba anoratidza kuti mubhadharo unotenderwa asi uchiri kugadziriswa uchagamuchirwa sechirenda cherendi (kana kupa kubhadhara rendi.)
Pay to Stay hairambidzi varidzi vemba kudzinga maroja nezvikonzero kunze kwekusabhadhara rendi. Kubhadhara Kuti Ugare HASI dziviriro kune zvimwe zvikonzero zvekudzingwa.
Muridzi wemba haasati aendesa kudzingwa pamba, asi akandipa Chiziviso cheMazuva matatu. Vakaramba kugamuchira rendi yangu kana kuti vakaramba kubvuma Rubatsiro Rwekurojesa. Ndoita sei?
Nyora zvese zvakaedza kubhadhara rendi uye kuramba kwemuridzi wemba wako. Semuenzaniso, kana ukabhadhara muridzi wemba wako pachako, huya nechapupu kwauri chinogona kukupupurira kuti saimba wako akaramba muripo. Kana wanga wanyorera Rubatsiro rwekurojesa asi chikumbiro chako chakavharwa nekuda kwekusaita muridzi wemba, chengetedza kopi yechisimbiso ichocho. Kana muridzi wemba akadzorera muripo wako, chengetedza muripo. Sevha mameseji kana maemail pakati pako nemuridzi wemba anoratidza kuti muridzi wemba wako haagamuchiri muripo wako.
Mutemo wePay to Stay unoshanda sei mudare?
Chirevo chePay to Stay chinobvumira varidzi kuti vatende (kana kupa kubhadhara) kudzosera rendi, mubhadharo uye mutengo wedare senzira yekudzivirira yekudzingwa kwavo.
Kudzivirirwa kwekusimbisa igakava iro muroja anogona kusimudza kuchengetedza kodzero dzavo. Kuzvidzivirira kunosiya kudare kuti ritonge muridzi wemba kuti abvume mari inenge yanonoka.
Kana waedza kubhadharisa rendi muridzi wemba asati asaisa kudzingwa:
-
- Kuedza kwako kubhadhara i affirmative defense. Unofanira kukwanisa kuratidza kuti wakaedza kubhadhara rendi yakapfuura uye muripo wanonoka, uye kuti muridzi wemba wako akaramba kuigamuchira.
Kana iwe usina kutenderwa rendi usati wadzingwa uye uri kuronga kushandisa iyo Pay to Stay mutemo sekudzivirira:
-
- Iwe unofanirwa kutender (kupa kubhadhara) yese yakapfuura rendi yakafanira, muripo unononoka wekunonoka uye mutengo wedare
- Kana zvichiita, ipa tsamba kubva kubazi rinobatsira pakurojesa richiratidza kuti watenderwa rubatsiro
- Unogona kuyedza kubhadhara muridzi wemba yako zvakananga, kana kuisa mubhadharo wako mu escrow neCleveland Municipal Housing Court zuva rekutongwa risati rasvika. Kuti uwane rumwe ruzivo nezve maitiro ekuita izvi, taura neHousing Court Nyanzvi pa216-664-4295.
Can Pay to Stay ndibatsireiwo kana ndisina mari yese yandinoda kubhadhara muridzi wemba?
Zvichida. Kana iwe wakatotenderwa rubatsiro rwekurojesa kubva kuChirongwa cheRubatsiro cheEmergency Rental, unofanirwa kukumbira zvinyorwa kana magwaro ekuongorora kubva kusangano rawakatenderwa. Mapepa aya achave anodzivirira pakudzingwa.
Zvakakosha kuziva kuti muridzi wemba ndiye kwete anosungirwa kubvuma mari shoma. Tender yemubhadharo usina kukwana haizove dziviriro pakudzingwa pasi pePay to Stay.
Ndakanyorera kuti ndibatsirwe pakurojesa, asi handina kuvimbiswa kuwana muripo. Can Pay to Stay still ndibatsireiwo?
Zvichida. Zvimwe Zvirongwa Zvekubatsira Rental Emergency (ERAP) zvinoda kuti muridzi wemba atore chikamu mubhadharo usati watenderwa. Kurambwa kwemuridzi wemba kutora chikamu muchirongwa kungareva kurambwa kwetenda.
Zvisinei, kana usina vimbiso yekubhadhara kubva kuChirongwa cheRubatsiro Rwekurojeswa, dare rinogona kusabvuma izvi sedziviriro pasi pePay to Stay. Uchiri kuratidza magwaro ekuedza kwako kuwana rubatsiro rwekurojesa, sezvo muridzi wemba angave achida kutaurirana chibvumirano kana zvichireva kuti vanozokwanisa kupihwa mubhadharo kubva kuChirongwa Chekubatsira Rendi.
Ndinoverenga sei kana muridzi wemba ari kundibhadharisa mari yenguva yakawandisa?
Zvinoenderana nemutemo wePay to Stay, mubhadharo wekunonoka haugone kudarika hombe yemadhora makumi maviri nemashanu kana 25% yerendi yekondirakiti yepamwedzi. Pamusoro pezvo, muripo wekupedzisira haungapfuure 5% yechikamu chemwedzi wekondirakiti rendi iyo muridzi wemba anosungirwa kubhadhara.
Semuyenzaniso:
-
- Kana rendi yako yepamwedzi yekondirakiti iri $1000, mubhadharo wekunonoka kune chero mwedzi wakapihwa haugone kudarika $50.
- Kana rendi yako yepamwedzi yekondirakiti iri $400, mubhadharo wekunonoka kune chero mwedzi wakapihwa haugone kudarika $25.
- Kana chikamu cherendi yekondirakiti yaunosungirwa kubhadhara mwedzi wega wega chiri $80, muripo wekupedzisira pamwedzi chero wakapihwa haugone kudarika $20.