Gwendolyn Frazier ndi mwamuna wake anagwira ntchito zolimba moyo wawo wonse ndipo analipira ngongole ya nyumba ya Elyria. Mwamuna wake adatenga ngongole yophatikiza ndi OneMain Financial, koma adalipira ngongole zawo.
Mwamuna wake anamwalira mu 2013. Pambuyo pake, pamene makalata adatumizidwa kwa iye, adalemba kuti "wakufa" ndikutumizanso - kuphatikizapo makalata ochokera kwa iye.
CitiFinancial. Analibe bizinesi ndi CitiFinancial ndipo ankaganiza kuti ndi makalata opanda pake. Samadziwa kuti OneMain idalumikizidwa
CitiFinancial, mpaka
banki idatumiza kalata yotsimikizika yokhala ndi zikalata zolandirira.
“Zinali zolemetsa,” iye akukumbukira motero. “Sindine munthu amene amangokhala osandipatsa ndalama. ”
Anayimba foni ndikuyimba kwa miyezi ingapo, koma sanadziwe momwe angalipire ngongoleyo. Nyumbayo idalandidwa mu 2014 ndipo pamlandu wa foni, woweruza adamuuza kuti "wachita mwayi" chifukwa sanatchulidwe pa ngongoleyo.
Mayi Frazier anapempha thandizo kwa Legal Aid. Woyimira wodzipereka wodzipereka a Kathleen Amerkhanian waku Kryszak & Associates adavomera kutenga mlanduwu. Woyimira milandu wa Legal Aid Marley Eiger adaphunzitsa munthu wodzipereka ku Amerkhanian pa malamulo atsopano a Consumer Finance Protection Bureau (CFPB) omwe amafuna kuti banki isangovomera zolipira kuchokera kwa "wolowa m'malo mwa chiwongola dzanja" komanso kupereka zidziwitso zokhudzana ndi zomwe akuganiza komanso kusintha kwa ngongoleyo. .
"Ms. Frazier anafunikira loya kuti akhazikitse mlanduwo ngati nkhani yalamulo ndikupereka chifukwa chake akuyenera kuyang'ana kuchepetsa kutayika, "akutero Mayi Amerkhanian. "Poyiyika m'njira yoyenera, khothi lidazindikira." Mayi Amerkhanian adapeza mlanduwu chifukwa chakulandidwa. Pokhala pakati, adanenanso kuti bankiyo sinatsatire malamulo a federal CFPB. Anathandiza Mayi Frazier kulemba zolemba zonse zofunika - mpaka potsiriza banki inapereka ndondomeko yotsika mtengo.
Chifukwa cha loya wake wodzipereka, kutsekako kudathetsedwa koyambirira kwa 2016.
Mayi Amerkhanian anati: “Kutha kuthandiza munthu amene akufunika thandizo lanu n’kopindulitsa kwambiri. Mukatenga mlandu ku Legal Aid, pali chithandizo chochuluka. Marley Eiger adapereka zambiri ndikumubwereketsa ukatswiri wake, ndipo zinali zamtengo wapatali. ”
"Wobwereketsayo anali wosadziŵa za lamulo, wosalabadira zovuta zokakamiza za mwini nyumbayo ndipo anayesa kumuwononga," akutero woimira Legal Aid Marley Eiger. Palibe chilichonse pankhaniyi chomwe chinali chophweka kapena chachizolowezi, koma Kathleen anali wolimbikira.
Chifukwa cha Legal Aid, kunyumba kwa Mayi Frazier ndi kotetezeka ndipo amatha kusangalala ndi zomwe amakonda kuphika ndi kudzipereka ku tchalitchi chawo. Ndipo, chofunika kwambiri - amatha kusamalira banja lake kunyumba kwake popanda nkhawa.
Ntchito ya Legal Aid yoonetsetsa kuti malo okhala ku Lorain County amathandizidwa ndi Nord Family Foundation ndi Community.
Maziko a Lorain County.