Mukufuna Thandizo Lalamulo? Zimayamba

kuchokera ku Signal Cleveland: Mwataya chiphaso chanu chifukwa changongole? Bilu yatsopano ya boma ikhoza kukonza izi


Yolembedwa Disembala 21, 2023
8: 23 madzulo


by Mark PuenteTara Morgan ndi Marshall Project

Theresa Smith sankadziwa kuti akuyendetsa galimoto ndi laisensi yoyimitsidwa mpaka atayesanso kulembetsa galimoto yake mu 2021.

Kuyimitsidwa kudabwera mnzake wina atabwereka galimoto yake popanda chilolezo ndikugwera, zomwe zidamupangitsa kukhala wosamala pazachuma. Zinayambitsanso kuyimitsidwa kwa ziphaso ziwiri kwa Smith komanso udindo wa boma kuti agule inshuwaransi yomwe ili pachiwopsezo chachikulu cha $ 3,300 pachaka.

Zonse zidakhala zolemera kwambiri kwa omwe adapuma pantchito ku Shaker Heights komanso phindu lake la $ 1,000 pamwezi la Social Security. Smith anakakamizika kulowa mu bankirapuse, zotsatira zake zomwe zidakalipo lero.

Smith, wazaka 65, anati: “Ndinkakumana ndi zosankha zosatheka. Koma ngakhale zili choncho, ndikukumana ndi mavuto azachuma. Ngongole yanga yawonongeka. "

Thandizo likuwonekera panjira kwa Smith ndi madalaivala opitilira miliyoni miliyoni aku Ohio omwe sangathe kuyendetsa mwalamulo chifukwa chakuyimitsidwa chifukwa cha ngongole.

Pambuyo pa Ntchito ya Marshall - Cleveland ndi WEWS News 5 kufufuza kofalitsidwa mu August, Opanga malamulo ku Ohio ndi magulu olimbikitsa anthu adakulitsa lamulo lomwe likufuna kuthandiza mazana masauzande a madalaivala owonjezera kubwezeretsa ziphaso zawo.

Lingaliroli, lomwe lili ndi thandizo lalikulu pakati pa onse awiri, likuyenda kudzera mu Senate ya Ohio. Zithandiza kuthetsa chindapusa ndi chindapusa chomwe chayambitsa kuyimitsidwa kwa laisensi pamilandu monga kulephera kuwonetsa umboni wa inshuwaransi kapena kusowa kwa ndalama zothandizira ana.

Sens. Louis Blessing, waku Republican wochokera ku Colerain Township, ndi Catherine Ingram, wa Democrat wochokera ku Cincinnati, anayambitsa Senate Bill 37, pambuyo pa Marshall Project - Cleveland ndi WEWS News 5 kufufuza anapeza kuti Ohio anali ndi oposa 3 miliyoni yogwira ntchito chilolezo kuyimitsidwa.

Lamulo likanathetsa kuyimitsidwa kwa ziphaso zoyendetsa

Ngati atavomerezedwa, lingalirolo lidzathetsa mphamvu ya boma yoyimitsa, kuchotsa, kapena kukana kukonzanso laisensi ngati wina walephera kulipira chindapusa cha khothi kapena kukaonekera kukhoti ngati mlanduwo sunaperekedwe kundende kapena kundende.

Otsutsawo adanena kuti akuyembekeza kusintha pang'ono pa lingaliroli lisanabwerere ku Komiti Yoweruza mu Januwale.

Biliyo ikuyembekezeka kulandira chivomerezo chonse cha Senate Nyumba ya Ohio isanaganizirepo. Ngati avomerezedwa ndi Nyumba, bilu yomaliza ipita kwa Gov. Mike DeWine pambuyo pake mu 2024.

Mbali imodzi yomwe ikuwunikiridwa ndi momwe mungayang'anire bwino madalaivala omwe ali ndi kuyimitsidwa akale.

Zina zigawo za ndondomeko angati:

  • Chotsani zilango zina chifukwa cholephera kuwonetsa umboni wa inshuwaransi - pakali pano ndalama zokwana $600 - pamilandu yambiri yoyimitsidwa yoyendetsa galimoto. Ziphaso zikadayimitsidwabe chifukwa cholephera kuwonetsa umboni wa inshuwaransi mpaka dalaivala atapeza inshuwaransi.
  • Kuthetsa kuyimitsidwa chifukwa cholephera kuwonekera kukhoti kapena kulipira chindapusa, ndikulola makhothi ndi BMV kuyimitsa kuyimitsidwa kuwonetsetsa kuti madalaivala sakuyenera kulipira chindapusa chobwezeretsa.
  • Amafuna kupereka mwayi wochepa woyendetsa pamene munthu wayimitsidwa chifukwa chosowa ndalama zothandizira ana, komanso kuteteza mabungwe osamalira ana kuti apereke umboni wosonyeza ngati ali ndi ufulu woyendetsa galimoto.

Ngati Ohio isintha zomwe akufuna, ilumikizana ndi mayiko ena opitilira 20 omwe apangitsa kuti madalaivala asavutike kupewa kuyimitsa ngongole chifukwa cha ngongole. Othandizira ati kuyimitsidwa kocheperako kupangitsa kuti madalaivala azipeza mosavuta chithandizo chamankhwala ndi ntchito, zonse popanda mantha kuthamangitsidwa ndi apolisi ndikubwereza chindapusa chosalipidwa komanso kuyimitsidwa kangapo.

Anne Sweeney, woyang'anira woyimira milandu pagulu la anthu Legal Aid Society of Cleveland, adauza komiti ya Senate pamsonkhano wa Dec. 13 kuti vuto la kuyimitsidwa kwa laisensi ku Ohio ndi "lodabwitsa kwambiri."

"Anthu sangakhulupirire kuti ndi ndalama zingati zomwe Ohio zimayimitsidwa pachaka," adatero Sweeney. "[Lingaliro ili] likupita kutali kuthana ndi vuto loyimitsa ngongole ku Ohio, ndipo lingapangitse Ohio kukhala mtsogoleri wadziko lonse pakati pa mayiko omwe akusinthanso chimodzimodzi."

Ingram, wothandizirana nawo ku Democratic, adati kuyimitsa zilolezo zangongole zomwe sizinalipire kumapangitsa kuti zikhale zovuta kwambiri kwa anthu osauka aku Ohio komanso kumakhudza kwambiri anthu akuda ndi a Brown. Ananenetsa kuti Senate Bill 37 sipatsa anthu chiphaso chaulere kuti apewe udindo wokhala ndi inshuwaransi yamagalimoto kapena zofunikira zina.

Otsutsa lingaliroli, adatero, akuganiza kuti kuyimitsidwako kumakhudza kwambiri anthu okhala m'matauni, koma kuyimitsidwa kumakhudza anthu ku Ohio.

"Tiyenera kuwona momwe tikupwetekera anthu," adatero Ingram. "Pali anthu ambiri aku Ohio omwe akukhudzidwa ndi kuyimitsidwa."

'Kuzungulira koopsa' kuyimitsidwa kwa snowballs kwa oyendetsa

Senate wa Republican Nathan Manning wa ku North Ridgeville, wapampando wa Komiti ya Senate Judiciary Committee, adati kuyimitsidwa kwangongole kwasokoneza anthu ogwira ntchito ku Ohio chifukwa makampani amavutikira kudzaza maudindo.

Monga loya woyimira milandu komanso woyimira boma pamilandu, Manning adati adawona zovuta zomwe madalaivala amakumana nazo ndikuyimitsidwa kangapo, nthawi zambiri zimafalikira m'makhothi ambiri.

Iye adati kuyimitsidwako ndizovuta kwambiri koma adalimbikitsa madalaivala kuti adzitengere udindo wawo wofika kukhoti komanso kulipira ndalama zothandizira ana. Komabe, adati amathandizira kuthetsa kuyimitsidwa kwa laisensi ndipo angakonde kugwiritsa ntchito nthawi zina.

"Ndi vuto lenileni pomwe anthu amalowa m'njira yowopsa, ndipo amawagwera ndipo mwatsoka zimapangitsa kuti zikhale zovuta kuti abweze laisensi yawo yoyendetsa," Manning adauza The Marshall Project - Cleveland ndi News 5.

Kafukufuku wa m'manyuzipepala adapeza kuti kotala la kuyimitsidwa kokhudzana ndi ngongole kudabwera madalaivala atataya ziphaso zawo chifukwa chosafika kukhothi kapena kulipira chindapusa, zomwe zidapangitsa gulu lalikulu kwambiri loyimitsidwa.

Ponseponse, boma lidayimitsa ntchito pafupifupi munthu m'modzi mwa anthu 50 aku Ohio opitilira zaka 18 mu 2022, malinga ndi kuwunika kwa mbiri ya boma.

Hamilton County, yomwe ikuphatikiza Cincinnati, imatsogolera boma ndi kuyimitsidwa kwatsopano, kokhudzana ndi ngongole, ndipo ili ndi chiwongola dzanja chachikulu kwambiri choyimitsa ngongole. Cuyahoga County, yomwe ili ku Cleveland, ndi yachiwiri pakuyimitsidwa kwatsopano, kokhudzana ndi ngongole.

Madalaivala ali ndi ngongole ya $ 338 miliyoni mu chindapusa chosalipidwa chobwezeretsa

Kuchuluka kwa ndalama zobwezeredwa zomwe sizinalipire zidalumpha kuchoka pa $ 332 miliyoni mu Marichi mpaka $ 338 miliyoni mpaka Novembala, malinga ndi zolemba za BMV. Pafupifupi madalaivala a 282,000 ku Ohio ali pa mapulani olipira kuti alipire ndalama zomwe sizinalipire.

Patangotha ​​​​maola a The Marshall Project - Cleveland ndi News 5 adatulutsa kafukufuku wawo mu Ogasiti, Woweruza wa Khothi Lalikulu la Garfield Heights Deborah Nicastro adapempha opanga malamulo a boma kuti asinthe malamulo kuti athandize madalaivala kubwezeretsedwa.

Pofunsidwa, adakumbukira bambo wina yemwe adawonekera m'bwalo lamilandu lake la ku Cleveland ali ndi ngongole yoposa $10,000 ya chindapusa chomwe sanamalipire.

"Mamiliyoni a madola mu chindapusa chobwezeretsa BMV akukokera anthu pansi," Nicastro adauza atolankhani. "Kusintha ndikofunikira kwambiri ndikuthandizidwa ndi oweruza aku Ohio."

Nicastro adati ali ndi mwayi woyitanitsa anthu ammudzi m'malo mwa chindapusa ndi chindapusa, koma sizikuchita zokwanira kuthandiza anthu kukhothi. Malipiro ndi chindapusa zimathandizira kulipira mapulogalamu ngati oteteza anthu, koma "anthu osauka kwambiri" ndi omwe amagwiritsa ntchito oteteza boma, woweruzayo adatero.

"Anthu ambiri sadziwa kuti ndalama zobwezeredwa ku BMV ndi zazikulu monga momwe zilili," adatero woweruzayo. "Zomwe zidayamba kukhala lingaliro labwino kwambiri zangochitika kumene kwazaka zambiri kukhala zopanda pake. Iyenera kuwonedwanso. Dongosolo lonse liyenera kukonzedwanso. ”

Kudera lonse la Ohio, madalaivala amagwidwa ndi kuimitsidwa ndi chindapusa cha khothi, kuphatikiza zina zomwe zidaperekedwa molakwika.

'Clerical error' inachititsa kuti chilolezo chiyimitsidwe

Kumayambiriro kwa Ogasiti, Rodney Taylor adalandira foni kuchokera kwa mchimwene wake, kupempha kukwera kwawo kuchokera ku bar chifukwa amamwa kwambiri.

Ali m'njira, apolisi a Maple Heights adayimitsa Taylor chifukwa cha "mawindo akulu akulu". Wotumiza wina adauza apolisi kuti Taylor alibe chilolezo chovomerezeka. Apolisi adatchula Taylor ndikukokera galimoto yake.

Patangotha ​​​​tsiku itayima magalimoto, Taylor, wokhala ku Maple Heights, adakhala maola ambiri pafoni ndi BMV. Bungweli lidabwezeranso chilolezo chake, koma silinafotokoze za kuyimitsidwa kolakwika, Taylor adati.

Zimenezo zinamudodometsa Taylor. Anayenerabe kulipira madola mazana ambiri chifukwa choyendetsa galimoto ndi laisensi yoyimitsidwa, ndalama zokoka komanso ndalama za khoti. Zimenezi zinamukwiyitsa kwambiri.

"Anapitiliza kundidutsa kuchokera pafoni kupita pa foni," Taylor adauza The Marshall Project - Cleveland ndi News 5. "Pambuyo pa maola awiri ndi theka, mayiyo adavomereza kwa ine kuti chinali cholakwika chaunsembe."

Pamsonkhano wa Judiciary Committee ku Columbus, oimira magulu a mayiko ndi a Ohio adapempha aphungu kuti asinthe malamulo. Iwo ati kuyimitsidwa kuyenera kusungidwa pamilandu yowopsa yoyendetsa galimoto.

Ofesi ya Cuyahoga County Public Defender imayimira madalaivala mazana chaka chilichonse kuti ayimitsidwe.

Wothandizira Pagulu la Cuyahoga County Defender John Martin adati lingalirolo silimapangitsa makhothi kukhala odekha, koma amawalola kuti azigwira ntchito mwanzeru. Ananenanso kuti kuyimitsa ngongole ndi “kutsika” komwe kumalepheretsa anthu kupeza ntchito zatanthauzo. Milanduyi imatseketsanso makhothi ndikuwononga chuma pamilandu yosagwirizana ndi magalimoto, adatero.

"Sizomveka kuyimitsa ziphaso zoyendetsa ngati kuyimitsidwa kwa laisensi kukulepheretsa, osati kuthandizira, kubwereranso kukhalidwe labwino," adatero Martin.

Mmodzi mwa ochepa omwe amatsutsa ndi Ohio Prosecuting Attorneys Association. Gululi, lopangidwa ndi oimira boma m'chigawo chonsecho, likuti "kuyimitsidwa kungakhale gawo limodzi la zochitika zomwe aboma amagwiritsa ntchito kuti awone ngati dalaivala akuchita zigawenga zina," atero Executive Director a Louis Tobin.

Paumboni wake, Monte Collins waku East Cleveland adauza opanga malamulo kuti adalakwitsa mu 2008 poyendetsa popanda inshuwaransi ngati wophunzira waku sekondale. Zotsatira zake, adakakamizika kwa zaka zambiri kugula inshuwaransi yokwera mtengo kwambiri.

Apolisi ayimitsa Collins kangapo, adatero, zomwe zidamupangitsa kuti ayimitse kangapo inshuwaransi yake itasowa. Malipiro ake anali opitilira $5,000 pazaka zambiri, koma adagwira nawo ntchito Kuntchito, gulu lopanda phindu la Cleveland, kuti alipire chindapusa ndikubwezeretsa laisensi yake.

Lingaliroli "lithetsa vutolo pobwezeretsa ufulu woyendetsa anthu aku Ohio ndikuwabwezeretsa kuntchito," adatero Collins.

Smith, mayi wa Shaker Heights yemwe adabweza ngongole kuti athetse ngongole zake zoyendetsa, adati akuyembekeza kuti lamulo latsopano lithetsa zovuta zakuyimitsidwa chifukwa cha ngongole zomwe adaziwona ndikuchotsa mtolo wazachuma kumbuyo kwa omwe sangakwanitse kulipira.

"Momwe malamulo amagwirira ntchito pano, anthu amangosiya ndikuyendetsa mosaloledwa chifukwa ndizovuta komanso zodula kuti athetse kuyimitsidwa kwawo," adatero Smith. "Lamuloli limapangitsa kuti zikhale zovuta kuti anthu omwe akufuna kukhala ovomerezeka athetse vuto lawo kotero kuti amangotaya mtima."


Sources:

Signal Cleveland - Malingaliro angathetsere kuyimitsidwa kwa laisensi yoyendetsa ku Ohio 

Nkhani 5 Cleveland - Mwataya layisensi yanu ku Ohio chifukwa cha ngongole? Bilu yatsopano ya boma ikhoza kukonza izi 

Kutuluka Mwachangu