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Can I file bankruptcy to save my home?

While bankruptcy is not an instant cure for foreclosure, it could help you save your home, depending on which type of bankruptcy you file.

A Chapter 7 bankruptcy, in which most of your assets are liquidated and sold to your creditors, will halt a foreclosure case for a short time, but it will not prevent a foreclosure.

A Chapter 13 bankruptcy, in which you enter into a repayment plan on your debts, can save your house from foreclosure if you make all payments under the repayment plan.

You should contact a bankruptcy attorney to determine whether or not a bankruptcy could help you save your home and deal with other debts you have.

Next Steps

To find a bankruptcy attorney, contact:

The Cleveland Metropolitan Bar Association
Lawyer Referral Service
(216) 696-3532

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